Check Your Mortgage Eligibility | Chesterfield Mortgages

Discover Your Mortgage Eligibility — Instantly

A 2-minute assessment. No credit impact. No obligation.

★ 4.9 Rating • 500+ Families Helped • NMLS #376205

Step 1 of 5 20% Completed

What is your primary home financing goal?

🏠 Buy a Home

🔄 Refinance Loan

📋 Get Pre-Approved

🏢 Investment Property

Employment Status

Estimated Annual Gross Income: $85,000

Length at Current Job

Estimated Purchase Price: $350,000

State Location

Property Type

Credit Score Range

Monthly Debt Obligations (Car loans, credit cards, student loans)

Any Bankruptcy or Foreclosure in last 7 years?

Full Name *

Email Address *

Phone Number *

I agree to receive calls, SMS, and emails regarding my inquiry. Message rates may apply.

✓ Assessment Complete

Based on your inputs, here are the mortgage options you likely qualify for:

Conventional 30-Year Fixed VA Loan (0% Down) FHA Flexible Loan

🔒 Soft Credit Pull Only — Will not affect your credit score. Your data is encrypted and never sold.

"The eligibility check took less than 2 minutes and gave me exact clarity before making an offer!"

Jason M. • Richmond, VA

"Super smooth process with zero hidden surprises. Got pre-approved the same afternoon!"

Sarah K. • Glen Allen, VA

"Duane guided us through every rate option. Honest, transparent, and ultra-fast service."

David R. • Chesterfield, VA

No. This assessment uses a soft pull or self-reported data, meaning it has zero impact on your credit score.

Our tool estimates based on real-time Virginia underwriting guidelines, giving you an accurate baseline.

A licensed mortgage specialist will review your file and provide a formal rate quote with zero obligation.